FHA mortgage loans are issued by federally qualified lenders and insured by the U.S. Federal Housing Authority, a division of the U.S. Department of Housing and Urban Development.

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FHA loans are an attractive option, especially for first-time homeowners:

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• Generally easier to qualify for than conventional loans.
   

• Lower down payment requirements.
   

• Cannot exceed statutory loan limits.
   

• Learn more about FHA loans. (Department of Housing and Urban Development)